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September 2015 » The Pluses and Minuses of Variable...
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William T. Kriesel, CPA/PFS, CFP, AEP
Many CPAs have a general distrust or dislike of variable annuities, but these can be a useful component of a financial plan if they are used properly. Variable annuities can include enhanced benefit riders that are tailored to meet an individual's specific needs. This article discusses the positives and negatives of variable annuities, summarizes some common enhanced benefit options, and suggests planning situations where they might be a useful component of a financial plan.
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