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September 2011 » How Do Tax Returns Affect a Mortgage...
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Michael Moskowitz, CPA
Tax returns have long been an important part of the mortgage underwriting process, taking a brief hiatus during the no-income-verification days of the real estate boom in the early 2000s. Because the current economic environment has required the review of tax returns to be more in-depth than it has been in recent memory, it benefits every CPA to understand how a residential mortgage underwriter analyzes an applicant's tax returns. This knowledge will help CPAs advise self-employed individuals who may be considering a home purchase and loan.
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