Insurance
10 and 20 Year Level Term Life
1 (800) 342-6501
http://www.nysscpainsurance.com
NYSSCPA 10 and 20-Year Level Term Life Insurance is an ideal choice for you and your family because, unlike other insurance policies, it offers you locked-in, competitive rates and benefits that are guaranteed never to change for your initial 10 or 20-year period!
Benefits of this plan include:
Up to $2,000,000 in coverage($1,000,000 for spouse)
$250,000 in coverage with no medical exam typically required
Accelerated Death Benefits for those diagnosed with a terminal illness
Lock in your rates today and rest easy knowing that your family will be well taken care of!
50 Plus Term Life
1 (800) 342-6501
http://www.nysscpainsurance.com
Additional life insurance at affordable group rates
Accidental Death and Dismemberment
1 (800) 342-6501
http://www.nysscpainsurance.com
Low cost, high benefit plan that pays in addition to your other insurance should an accident occur that leads to death or dismemberment.
Auto
Automobile: Pearl Insurance Affinity Group Business
1 (800) 342-6501
http://www.nysscpainsurance.com
Settle in to your commute with the peace of mind that comprehensive auto insurance can provide. Coverage options include bodily injury liability, personal injury protection, property damage liability, collision, uninsured motorists coverage, and more.
Dental Insurance: Pearl Insurance Affinity Group Business
1 (800) 342-6501
http://www.nysscpainsurance.com
Provides you with up to $1,500 in benefits each year for usual and customary Preventive, Basic, Major, and Orthodontic services with in and out-of-network flexibility.
For more detailed information, please visit www.nysscpainsurance.com .
Schedule Dental Plan
1 (800) 342-6501
http://www.nysscpainsurance.com
Reimbursement for dental care based on a predetermined schedule of benefits with no network restrictions.
Disability
Disability Income Plan: Pearl Insurance Affinity Group Business
1 (800) 342-6501
http://www.nysscpainsurance.com
Helps you sustain your income by providing you with up to $5,000 in monthly benefits until you can get back to work.
For more detailed information, please visit www.nysscpainsurance.com .
Discount Plan
Best Benefits Discount Plan
1 (800) 342-6501
http://www.nysscpainsurance.com
Discount health benefit program providing discounts for dental, vision, hearing and chiropractic care.
Group Term Life
Group Term Life: Pearl Insurance Affinity Group Business
1 (800) 342-6501
http://www.nysscpainsurance.com
Provides you with up to $1,000,000 in coverage with benefits being paid until you reach age 75. Add to your existing life insurance at economical group rates.
For more detailed information, please visit www.nysscpainsurance.com .
Homeowners & Renters: Pearl Insurance Affinity Group Business Plan
1 (877) 446-4601
http://www.nysscpainsurance.com
Regardless of whether you own or rent, you'll want to make sure your property is properly protected with a versatile Homeowners & Renters Insurance policy. Coverage options protect your home, additional structures on property, and personal possessions against windstorms, fire, theft, and more.
For more detailed information, please visit www.nysscpainsurance.com .
Hospital Indemnity: Pearl Insurance Affinity Group Business
1 (800) 342-6501
http://www.nysscpainsurance.com
Helps pay hospitalization costs that your basic health insurance won’t. Benefits are paid directly to you and there is no limit on the number of claims you submit for different accidents and illnesses.
For more detailed information, please visit www.nysscpainsurance.com .
Long-term Care
Long Term Care Insurance
1 (800) 342-6501
http://www.nysscpainsurance.com
This program offers a portfolio of comprehensive plans from multiple highly rated insurance carriers. Through a partnership with Long-Term Care Resources, a national network of long-term care specialists is available to explain the features, costs and benefits of the program. More importantly, special discounted rates are available to NYSSCPA members.
With the multiple companies offered and the group discounts available under this program, you can shop for a plan that suits your needs and save hundreds of dollars per year. These discounts, available to NYSSCPA members, their spouses, domestic partners, parents and adult children, can save you thousands of dollars over the life of a policy.
There are even options available (in certain states) that allow you to get a full refund of all your premiums if you don't use the plan. Avoid paying for coverage you don't use.
For more detailed information, please visit www.nysscpainsurance.com .
Medicare Supplement: Pearl Insurance Affinity Group Business
1 (800) 342-6501
http://www.nysscpainsurance.com
Designed to help pay the expenses that Medicare does not cover.
Professional Liability
CAMICO
CAMICO – CPA Professional Liability Insurance and Risk Management Services
Exclusively Endorsed by the New York Society of CPAs
CAMICO Mutual Insurance Company was founded by CPAs in the 1980s, introducing a new way of approaching accountants’ professional liability insurance that focuses on helping firms reduce their risk exposure. In addition to comprehensive policy coverage, policyholders have access to a wide range of practice and risk management knowledge and tools , created by CPAs for CPAs.
Today, CAMICO continues to be the leader in innovation in practice and risk management issues facing CPAs and in providing CPAs nationwide with new insurance options. Through its wholly owned subsidiary CAMICO Insurance Services (CIS), CAMICO offers an ‘A’ rated CPA insurance program that is administered by CIS. Click here for a quote .
Program Highlights
Committed to the security and success of CPAs —CAMICO is the nation’s largest CPA-directed program of professional and employment practices liability insurance for the accounting profession. More than 7,500 CPA firms nationwide selected CAMICO because our commitment to the profession and expertise in risk management is second to none.
Broad range of professional services covered , including specific investment advice, computer consulting, business valuation, litigation support, trustee/executor and assurance services.
Prior acts (retroactive) provision ensures continuity of coverage for firms with professional liability insurance switching to CAMICO.
Premium Credits —New policyholders may be eligible for a 6 percent credit on their first year premium. In addition, all insureds selecting the Suit for Fees exclusion receive an ongoing 5 percent credit.
Deductible credits of 50 percent up to a maximum of $50,000 if firms report a potential claim prior to the claim being made OR for use of mediation to resolve claims
Proactive approach to claims handling —CAMICO believes in addressing an issue at the first sign of trouble. That's why we handle pre-claims matters on your behalf and at our own expense. No other program takes this proactive approach —- other carriers may let a matter escalate into a full-blown claim before even looking at it.
Focused and active defense —In the event of an incident or claim, CAMICO will not leave your firm to fend for itself as other carriers might. Our team of well-trained claims specialists will guide you through the process resolving the matter in a focused and expeditious manner.
Comprehensive representation and counsel when responding to legal processes, such as civil, criminal or grand jury subpoenas related to client information, and regulatory and third-party requests for information. As there is no additional cost, this service provides significant savings to policyholder firms.
Unlimited access to risk management hotlines —Policyholders have unlimited access to risk management hotlines for specialized advice by experts, most of whom are CPAs and JDs.
Expert tax advice —CAMICO provides expert tax review services and guidance on complex corporate, estate tax and gift tax issues.
No-cost CPE —CAMICO provides training and continuing professional education to policyholders through webcasts, self-study courses, in-firm presentations and group-live events, at no additional cost.
Access to a comprehensive Members-only Site that contains an extensive array of practice and risk management information such as sample engagement letters, disengagement letters, articles, war stories, resource centers, claims statistics, archived issues of IMPACT and no-cost CPE opportunities.